They Say:

"Bad Credit is Forever"

We Say:

"There's a Second Chance to Fix It"

At Second Chance Financial Management we put clients before profits and measure our success by the quality of service and not quantity.  Our goal is to provide transparency to our clients with the guidance and services needed to repair their credit and teaching them how to maintain it.  We help people to build and restore their credit, so they can leverage it, gain wealth and acquire assets.

Business Consultation

Having great credit is more important than ever.  Why work with us?

  • We'll  teach you the fundamentals of budgeting

  • We'll teach you a money management plan.

  • Our fees are reasonable and there are NO long binding contracts.

  • During the process we will provide you with the education you need to continue raising your credit score. 

We are a Customer-Focused, Results-Oriented Organization committed to developing Strong Relationships, Delivering Predictable Results, and Teaching Innovative Credit and Credit Score Solutions. 

Our Services

Credit Consultation

Financial Management

Debt Settlement Negotiation

Foreclosure

Bankruptcy

Charge Off

Possible negative items that we will work hard to correct, update, or remove due to inaccuracies, misleading information, and unverifiable items include:

 

  • Fraud                         

  • Inquiries

  • Student Loans

  • Late Payment

  • Charge-Offs

  • Identity Theft

  • Collection Accounts

  • Personal Information

  • Medical Bills

  • Bankruptcies

  • Authorized Users

  • Outdated Information

  • Evictions

  • Foreclosures

  • Repossessions

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referrals

If you know someone who would benefit from

our program.  Please call us...for more details! $$

How we do it

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*Money-Back Guarantee: If you have been a Second Chance Financial client for at least 120 days and we are unable to repair or remove ANYTHING from your credit report, you will receive a full refund (minus the Enrollment/Audit document processing fee) No questions asked. You must give us at least 120 to work as you agree to utilize the suggestions and guidance provided by SCFM...and if you choose not to utilize it...you cannot hold SCFM liable or responsible for what did not work and will forfeit your eligibility for the money-back guarantee.  DON’T WAIT…CALL TODAY!!

Packages and Pricing

 
Young Chef
Individual Package

$129/Enrollment/Audit Fee

$79/Monthly Fee

INCLUDES:

  • Credit Audit Report

  • 24/7 Client Portal Access

  • Monthly Report Review

  • Unlimited Disputes

  • Credit Education

  • Challenges to all 3 Credit Bureaus

  • Contract Can Be Cancelled Anytime

Couple's Package

$229/Enrollment/Audit Fee

$159/Monthly Fee

INCLUDED for both parties:

  • Credit Audit Report

  • 24/7 Client Portal Access

  • Monthly Report Review

  • Unlimited Disputes

  • Credit Education

  • Challenges to all 3 Credit Bureaus

  • Contract Can Be Cancelled Anytime

Happy Family
Take advantage of packages available for Single Parents, Military Members, Seniors and
Young Adults by clicking the subscription button below.