Terms and Conditions
Cancellation Policy - Notice of Right to Cancel:
You may cancel this contract, without any penalty or obligation, at any time before midnight of the 3rd day which begins after the date the contract is signed by you.
To cancel this contract, you can choose one of the three options:
Deliver a signed copy during SCFM business hours 9:00 AM - 5:00 PM
Fax: (302) 730-8815
A copy of your cancellation notice, or any other written notice should be submitted before midnight on the 3rd day which begins after the date, you have signed this contract stating "I hereby cancel this transaction, (date) and (purchaser's signature).
Upon the completion of this information, SCFM will then DEDUCT the Enrollment/Audit fee and refund the balance.
Commitment to Your Privacy
This site is owned and operated by Second Chance Financial Mgt, LLC. Your privacy on the Internet is of the utmost importance to us. At Second Chance Financial Mgt, LLC, we want to make your experience online satisfying and safe. Because we gather certain types of information about our users, we feel you should fully understand our policy and the terms and conditions surrounding the capture and use of that information. This privacy statement discloses what information we gather and how we use it.
Sharing of Information
Second Chance Financial Mgt, LLC does not under any circumstances share, sell, rent, or in any other way provide your information to anyone for any use whatsoever.
Second Chance Financial Mgt, LLC operates secure data networks protected by industry standard firewall and encryption protection systems. Our security and privacy policies are periodically reviewed and enhanced as necessary and only authorized individuals have access to the information provided by our customers.
Information Second Chance Financial Mgt. Gathers and Tracks
Second Chance Financial Mgt, LLC gathers two types of information about users:
• Information that users provide manually on our web site. This information is gathered on our Enrollment (Sign Up) Form and includes name, address, email address. This information is not shared or used for any marketing purposes whatsoever.
• Information Second Chance Financial Mgt, LLC gathers through aggregated tracking information derived mainly by tallying page views throughout our sites. This information allows us to better tailor our content to readers’ needs and to help us better understand the demographics of our audience.
Second Chance Financial Mgt, LLC tracks user traffic patterns. However, we do not correlate this information with data about individual users. Second Chance Financial Mgt, LLC does break down overall usage statistics according to a user’s domain name, browser type, and MIME type by reading this information from the browser string (information contained in every user’s browser). Second Chance Financial Mgt, LLC sometimes tracks the search terms that users enter in public search engines, which generate a “click through”, but this tracking is never associated with individual users. We use tracking information to determine the effectiveness of individual search terms.
Public Safety and Legal Process
We will not share information about individual users with any third party, except to comply with applicable law or valid legal process or to protect the personal safety of our users or the public.